What Role Do Merchant Cash Advances Play in Small Business Financing?
What is the Role of Merchant Cash Advances in Small Business Financing? A Merchant Cash Advance can help credit-challenged, high-cash-flow businesses, playing an essential role…
How Do Presidential Elections Affect Small Businesses
Election years are often associated with economic uncertainty. How do presidential elections affect small business? As a small business owner, you’re no stranger to the…
New Year’s Resolutions for Small Business Owners
A New Year is a time for a new beginning. What are good New Year’s resolutions for small business owners? For centuries, New Year’s resolutions…
Top Small Business Trends Heading Into 2024
Some of the leading trends in 2023 are the top small business trends heading into 2023. With the end of 2023 and the start of…
What are different ways to address Stagflation, Part II
What are different ways to address stagflation? In part II, we look at ways to take on the impact of stagflation. Over the last few…
Ways to Take on the Impact of Stagflation, Part I
Stagflation can have wide-ranging impacts on small businesses. In this post, we will look at how to take on the impact of stagflation. In the…
How Does Stagflation Impact Small Businesses?
With inflation inflicting a lot of damage on small businesses, how does stagflation impact small businesses? Joanne, a small bakery owner in a bustling city…
Strategies to Minimize the Effects of Inflation for Small Businesses
There are several strategies you can undertake to minimize the impact of inflation Picture this: You’ve finally achieved a stable profit margin for your small…
What are managed IT services?
Many small and medium-sized business owners are asking ‘What are managed IT services’ and how can they help their business. Are you one of them?…
What is the history of artificial intelligence (AI)?
The AI we interact with daily basis has been in development since the 1950s. Understanding the history of artificial intelligence will help you leverage it…
Transforming Small Businesses with AI: A Guide to Effective Implementation of AI
Embracing the AI Revolution – A Tale of Success and How to Implement AI in your business With the increasing popularity of artificial intelligence (AI),…
How to assess if AI is right for your business?
While AI offers many businesses many advantages, you should determine if AI is right for your business. Here is a process to do just that.…
How is AI impacting data analysis and inventory management for small businesses?
AI is unleashing huge gains for early adopters. Learn how it is impacting data analysis and inventory management for small businesses. In the early years…
What are the Customer Service and Sales Functions that can be addressed with Artificial Intelligence?
AI is revolutionizing society. How can you implement it to improve your small business? In the vibrant city of Costa Mesa, California, a small yet…
What is AI and how can your small business benefit from it?
Artificial Intelligence has been around for decades, and many small businesses are realizing big gains. Are you? Sam ran a popular local hair salon, but…
Popular Uses for Working Capital Financing
Working capital financing provides small and mid-size businesses with flexibility in terms of how to grow their business. As a small business owner, you know…
How Working Capital Financing Can Help Overcoming Cash Flow Challenges
What are the different ways that working capital financing can help overcoming cash flow challenges? You can say that Tina has been in the kitchen…
What are the ways to manage working capital financing?
Learn what working capital financing is, its advantages and the different approaches to managing it Capital is the lifeblood of any company. When it comes…
How To Succeed With Your New Year’s Resolution
Make your New Year’s resolution last for the long term by making it a habit. The New Year is about new beginnings, a new year,…
Top Trends for 2023 of Concern to Small Business Owners
Do small business owners expect a better, or worse 2023? These are the top trends heading for 2023. With a tumultuous 2022 behind us, many…
Agile, a project management framework for smaller organizations
A project management framework can help a small business complete projects efficiently and successfully. Agile is one such framework that is perfect for creative projects…
How To Plan Your Way To Success
In addition to closing out the old year, it is a great time to plan your way success Along with the Holidays, comes the start…
How To Grow Your Business In An Era of High Inflation
Many small business owners have never experienced the current economic environment. We are often asked by customers ‘how to grow your business in an era…
Small Business Funding for Business Service Providers
Small Business Funding for Business Service Providers As a business service provider, it is your responsibility to provide the services to keep your client’s business…
What impact has COVID-19 had on perceptions of small business loans?
Major financial events can bring about tremendous changes in small business. What impact has COVID-19 had on perceptions of small business loans? Businesses of all…
Top Technology Trends for 2022
Technology is changing the face of business at a faster rate because of the Pandemic. What are the top technology trends for small business heading…
CASE STUDY – Andre at a Commercial Cleaning Service in Arizona
About seven years ago, Andre played football in High School in a medium-sized city in Arizona. As the star Running-Back, he had the attention of…
What Are The Top Business Trends for 2022?
The pace of change since COVID-19 has been unrelenting and is bound to continue. Here are the top business trends for 2022 The Pandemic changed…
Small business strategies to survive high inflation
Inflation can put a lot of strain on a small business. Here are five business strategies to survive high inflation Supply shortages, stock market volatility,…
What is the repo market and why should you care?
The repo market played a role in the Financial Crisis of 2008 and other recent crises. It touches just about every aspect of your financial…
Why is managing your working capital important?
Inflation, increasing taxes, and economic instability make managing working capital even more important In an era of COVID-19, inflation, increasing taxes, and economic instability, it…
Four ways to prepare for difficult times ahead
History is often the best predictor of the future. If correct, more chaos is likely ahead. Here are four ways to prepare for difficult times…
What is the impact of inflation on business loans?
Anticipated inflation rates drive interest rates. With debt as prevalent as it is with consumers and businesses, what is the impact of inflation on business…
How To Get An Equipment Loan If You Have Bad Credit
Applying for an equipment loan with bad credit does not have to be a lost cause. You can still get a loan but it may…
How Important Is Cash Flow To Your Small Business?
How important is cash flow to your small business? Very important, as poor cash flow is one of the main reasons that small businesses fail. …
What are emerging business trends following COVID-19?
The Pandemic has dramatically changed every aspect of society, including business. What are emerging business trends following COVID-19? Throughout history, pandemics have had a profound…
What are some benefits of getting an equipment loan?
Every business has equipment needs. With equipment financing and leasing available, what are some benefits of getting an equipment loan? Just about every business across…
Why Financial Management Is Important For Small Business Success
Success comes from effective planning. Learn why financial management is important for small business success. “By failing to prepare, you are preparing to fail.” –…
How To Get Funding After A Business Bankruptcy
Here are things you can start doing today to get funding after a business bankruptcy Every year, more than 20,000 businesses file for bankruptcy for…
How To Manage Your Balance Sheet for Success
Your balance sheet is a key part of your financial statements. Learn how to manage your balance sheet for success. As a small business owner,…
How To Optimize Your Cash Flows
Financial planning and coordination often result in a stronger financial position. In this post, we discuss how to optimize your cash flows. Business success is…
10 Steps to Better Manage Your Cash Flow In Times of Crisis
It is easy to overlook cash management when things are good. Here are 10 steps to better manage your cash flow in times of crisis.…
Planning for disruptions to your cash flows
In 2020, we all saw firsthand that the “improbable” is always possible. How you are planning for disruptions to your cash flows? There is little…
What Are The Alternatives to the PPP for Businesses?
With the PPP ending on March 31, 2021, what are the alternatives to the PPP for a small business? With the second round of the Small…
What are the differences between funding rounds of the PPP program?
The second round of funding for the SBA Paycheck Protection Program totals $284 Billion. However, you have until March 31, 2021 in which to apply…
SBA Economic Injury Disaster Loans (EIDL) and COVID-19
Businesses suffering economically because of the COVID-19 can now apply for SBA Economic Injury Disaster Loans (EIDL). EIDL and COVID-19 The Small Business Administration (SBA)…
How To Prepare For A Merchant Cash Advance
A merchant cash advance is not for everyone. But for many businesses, it is what enables them to reach their business goals. The economy has…
Your competitors are using digital marketing….Are you?
While small businesses remain optimistic about their financial situation, more of them are using digital marketing to...
What are the advantages of a merchant cash advance?
When it comes to borrowing money, small businesses have several options from which to choose. However, for...
4 Things You Can Do To Compete with Major Retailers Like Amazon
When you think of business success stories, do you think of Amazon? If you do, you’re not alone. A small online...
Is FinTech Reducing Discrimination in Lending?
Discrimination is weaved into the fabric of most societies throughout the world, Of course, the United States...
Baby Boomer Business Owners are a Huge Force
According to a recent survey, 57% of small business owners are over the age of 50. A recent survey...
Is an IRA a good source of capital for a small business?
Retirement is one of the most significant financial goals most individuals will strive to achieve in their...
Small Business Optimism in December 2018 remains high
In August 2018, economic sentiment was running at close to all-time highs. Small businesses were hiring...
What leading indicator matters most to small business?
Wall Street, the mainstream media and the government monitor economic conditions for information about where...
Why Women Entrepreneurs Are Turning To Business Finance
Business finance has traditionally been male-dominated and women entrepreneurs have been forced to fund...
Study Looks At Big Banks Commitment to Small Business
In a growing economy when loan approval rates are increasing, one would think that small business...
Loan approval rates for small business increase slightly at Big Banks
According to the Biz2Credit.com small business lending index , big banks are approving more small...
Merchant Cash Advance Providers Are Taking On The Banks
Merchant cash advance providers are taking on the banks! 'FinTech’, short for financial technology is the...
Case Study – Working capital financing for Plumbers
Zip Capital Group provides working capital financing to small businesses of all types and size. In this case...
Online lending a life saver for many in society
Online lending does not just affect the fortunes of the borrower for the better. It turns out that online lending...
Financing Approval Rates Increase in December 2017
In November of December of 2017, we saw an increase in optimism whereby small business owners were...
Small Business Sentiment Increases in Q4 2017
Small business is the backbone of the economy making up 99.7% of US employer firms, 64% of net new...
How do interest rates affect merchant cash advances?
The United States Federal Reserve Bank has been indicating for some time that it was going to be increasing...
Is entrepreneurship a way around DACA for recipients?
There has been a great deal of coverage of late about DACA, a program started by the Obama Administration...
Case Study: Working capital financing for electronic stores
For as long as Leo can remember, he has always loved electronics, specifically consumer electronics such...
Case Study: Working Capital financing for Motels
Growing up as a child in India, Rajiv dreamt of the day when he would own his own property. He grew up in the...
Case Study: Working capital financing for auto repair shops
David is an automotive enthusiast first and foremost, followed by a small business owner. His passion since the...
Case Study: working capital financing for medical practices
Dr. Tom Richards dedicated his twenties and early thirties to becoming a pediatrician. It has been his calling to...
Case Study: A bridge financing for a construction company
Jerry got his start in the construction industry after finishing two years of Junior College in North Dakota...
Case Study: Zip Capital Group working capital financing for retailers
Katherine, a retail success story for a working capital financing. Katherine is the owner of a small children’s...
The Zip Capital Guide to Small Business Funding Sources
Small business owners have a large number of options to choose from when it comes to funding options for their...
How To Prepare Your Small Business For Financing
There are many things to consider as a business owner when looking for financing for your business. There are 44...
Zip Capital Group Case Study, A Trucking Company in Iowa
This is a Zip Capital Group case study of how we were able to help a small business owner get funding for a...
A 5-Step Business Plan For More Success in 2017
With the end of 2016 quickly emerging and the dawn of a new year just around the corner, there is no better...
Working Capital Is Still of Concern to Small Business Owners, Report Finds
Working capital financing have been increasing in popularity as funding sources of small business growth in...
Working Capital financing vs Traditional Bank financing
If your business is generating a healthy cash flow and you want to take your business to the next level, what options...
September Newsletter
With interest rates having been historically low since the financial crisis in 2008, Central banks have gathered with some making the case for increasing...
CASE STUDY – Successful Mexican Restaurant in Los Angeles, California
Hector owned a successful Mexican restaurant in Los Angeles, California. While visiting relatives in Mexico last...
Case Study: A Small Manufacturing Company located in the MidWest
Working capital financing are a great way to get much needed cash quickly and without much fuss. The feedback...
Does Your Business Model Suffer from Low Working Capital?
Working capital is essential for paying everyday expenses, but just how much working capital does a business...
What is Working Capital?
Understanding your working capital is essential to maintaining healthy finances. Your working capital is the money you use in your day to day operations...
What businesses benefit most from a working capital financing?
Working capital financing are a great way for businesses to generate capital so that they can grow. Every type of...
How to select a Capital Provider for your Business
Before the Internet, how would a company select a capital provider for their business? In most cases, they would...
Trucking Companies
The trucking industry continues to thrive, even in bad economic conditions. Whether you’re just...
Retail Businesses
As a retail store owner, it is your responsibility to keep track of consumer spending trends and to...
Restaurants
Running a successful restaurant business can be difficult work. Between managing staff, satisfying...
New and Used Car Dealerships
Operating a car dealership in this day and age can be difficult. Between having enough funds for...
Medical Offices
As a medical or dental professional, your patients look to you for your expertise and to provide...
Liquor Stores
Liquor stores have been shown to do well no matter what state the economy is in. Getting a reliable...
Hotels and Motels
Every year, millions of people in the U.S. look to hotels and motels for lodging. Whether they are...
Distributors and Wholesalers
The distribution and wholesale industry is an essential part of the supply chain for many businesses...
Construction Companies
Since the economic downturn of 2008, the construction industry has been regaining momentum...
Beauty Salons & Spas
As a beauty salon or spa owner, it is your job to make sure that your customers are always looking...
Bars and Nightclubs
Owning a bar or nightclub can be a unique and exciting experience. It can also be a stressful and...
Auto Repair
With almost 253 million cars out on the road in the U.S., and more older cars on the road than ever...
Sporting Goods Stores
Trying to make your sporting goods store stand out from the crowd can be a big challenge. Competing...
Real Estate Management Services
Real estate management companies rely heavily on logistics. From managing groups of people to...
Plumbing Businesses
From unclogging a shower drain on a Saturday afternoon to fixing an air conditioner on a sweltering...
Aerospace Services
As an Aerospace Service professional, it is your job to make sure that your clients have the safest...
Cleaning Service Businesses
Cleaning services are in high demand. Whether you operate a carpet cleaning business, house cleaning...
Commercial Businesses
In any commercial business, working capital is the lifeblood of the company. There are many...
Convenience Stores
If you are a convenience store owner, customers look to you for quick and easy solutions to their...
Electronic Stores
Whether you are just starting an electronics store or have been operating one for years, having...
Fitness Centers
With more and more people focusing on their health and getting into shape, people are turning...
Furniture Stores
When it comes to running a furniture store, your customers look to you to provide superior service...
Gas Stations
It can be difficult to receive financing for starting or running your gas station business. Traditional...
Gift Shops
Running a gift shop can be a rewarding as well as profitable experience. Tourists look to your gift...
Green Energy Businesses
With the surge in environmental awareness across the U.S., more and more people are looking to...
Healthcare Businesses
Operating a healthcare business can be a very rewarding experience. Helping your clients feel better...
Manufacturing Businesses
In the manufacturing business, your cash flow is everything. What happens when a client fails to pay...
Reasons Why You Should Consider Asset Financing Today
New equipment and technology, whether it’s computers, vehicles, or telecoms systems, are often significant...
What are different types of Working Capital financing ?
Working capital is defined as current assets minus current liabilities. It is the cash that is available to run a company...
Growing Sources of Financing for U.S. Small Businesses
Small businesses are the foundation of the United States. In the United States, small businesses make up 99.7...
Get Ahead in 2016 by Avoiding These Common Financial Mistakes
For many small and medium-sized businesses, finances can be a real Achilles’ heel. Many a business...