— Industries
Funding across industries
Zip helps growing businesses access the working capital their operations run on, whatever line of work they are in.
$400M+
Funded
6,700+
Businesses
Since 2013
Serving business owners
— Featured industries
Industries owners ask about most
These are the most common cases, each with a page of its own.
HVAC
Replacement units and equipment, seasonal swings between peak and slow months, and payroll between install jobs.
Plumbing
Trucks and tooling, emergency call volume that arrives unevenly, and materials bought ahead of payment.
Electrical Contractors
Materials for bid work, crew and licensing costs, and the stretch between milestone billing and payment.
Construction / Contractors
Progress-billing gaps, subcontractor and materials outlay, and mobilizing on a new award.
Restaurants
Kitchen equipment, build-out and refresh, inventory, and payroll through slower seasons.
Healthcare / Medical Practices
Clinical equipment, staffing, and the lag between billing and reimbursement.
Auto Repair
Diagnostic and lift equipment, parts inventory, and adding bay capacity.
Trucking / Transportation
Tractors, trailers and maintenance, fuel, and the gap between delivery and settlement.
The wider picture
If you don’t see yours, it’s still worth seeing what your business qualifies for.
Home & Trade Services
- HVAC
- Plumbing
- Electrical
- Roofing
- Landscaping
- Pest control
Construction & Specialty Contracting
- General contracting
- Concrete
- Framing
- Drywall
- Glazing
Transportation & Logistics
- Trucking
- Last-mile delivery
- Freight brokerage
- Moving services
Food & Hospitality
- Restaurants
- Cafés
- Catering
- Food trucks
- Bars
Health & Personal Care
- Medical and dental practices
- Home health
- Veterinary
- Salons and spas
Auto & Equipment
- Auto repair
- Collision
- Tire and service centers
- Equipment rental
Retail & E-commerce
- Specialty retail
- Online sellers
- Grocery and convenience
Professional & Business Services
- Accounting
- Legal
- Staffing
- Marketing
- IT services
Don't see your industry?
If you don’t see yours, it’s still worth seeing what your business qualifies for.
How qualification works
Typical minimum: $10K+ in monthly business deposits
$10K–$1M. $1M is a ceiling, not typical; amount depends on qualification.
What the ratings show
See what your business qualifies for
A few questions to start, then a specialist who helps you find the funding that fits your business.
Monday–Friday, 7 AM–4 PM PT