Home - Zip Capital Group I n s t a n t Q u o t e G e t S t a r t e d N o w
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Over $100 million lent to small and medium sized businesses

Contact with over 17,000 small and medium sized businesses

Companies in over 33 different industries have been serviced



  • Hassle Free Funding.
  • Funding a Financing with us does not depend on your credit.
  • We do not require collateral.
  • We offer flexible terms that range from 3 to 24 months.
  • We provide approvals with minimal paperwork, and same-day funding.



“Apply Online” It takes about 5 minutes to give us your business and ownership information


Receive a decision within 24 hours. Review Financing terms to determine if it works for your business.


When your Financing is funded, documents are signed electronically and funds are sent to your checking account.


Growing a business from nothing to success is one of the most difficult things that a person can do. Success requires nothing less than full commitment, and even then, it is not guaranteed.  The team at Zip Capital Group has been there and understands where you came from and what you are dealing with.

In addition to time and unwavering dedication, growth requires money. That is where Zip Capital Group comes in.

We are a business lender built by entrepreneurs for entrepreneurs. We understand what it takes to grow your business. For that reason, we try to make it as fast and easy as possible for you to get the capital you need to get your business to the next level.

To start with, we offer several different business loan products for your business, each of which addresses a specific financial need. Zip Capital Group's offerings for businesses include:

Funding amounts range from $5,000 to $2,000,000.

To determine the best product for your business needs, Zip Capital Group Business Specialists are standing by to help.

Zip Capital Group Business Specialists understand small business, finance, and how each one of our business loan products can be applied to your unique business and situation. Many of them are former entrepreneurs themselves or were key-persons within an entrepreneurial company. As a result, they understand small business financing and excellent service.


When your business needs capital, you need it now, not in two weeks, four weeks, or two months. Your company also requires most, if not all, of your waking hours. For that reason, we have made the application process quick and easy, often only requiring only a few hours online, if not less, to complete.

A quick application process is just one step in getting the capital you need, fast. The other steps are underwriting and funding.

Once a complete application is received, the review process begins. We run your application through several algorithms, pulling data from many different sources online and, assign your application a score. Members of our underwriting team then review your application package in addition to the score assigned by our software. They then define your terms and prepare the offer letter. The entire application review, decision, and offer letter often take less than 24 hours. More complicated applications may require up to 48 hours to render a decision.

Once you have agreed to the terms of the offer and sign the necessary paperwork, often electronically, we move to the final step of the process, funding. This process normally takes 24 hours once the loan paperwork is complete with funding directly into your bank account. From there, you have the capital needed to grow your business to the next level.

Ready to get capital for your business, apply now, contact us, or call us at (800) 795-3919.


We work with over 33 different industries


I just want to thank you personally for the fantastic service you have provided over the previous months, it really has been exceptional.


Its refreshing to find a quick, reliable and transparent financing partners these days.Game changers is an understatement guys.

July Duso

It is nice to know that you offer this service in our area. It helps to know people care about assisting you through the hard times.

John Martin

The staff found your presentation really informative and worthwhile. I’m certain you will remain our preferred Zip Capital Group and equipment financing provider for many years to come.

Jecson Smith

We won’t need to use the Zip Capital Group facility every time, but it is good to know that it is there if we need it again. I would seriously recommend any business that needs to cash to talk to Zip Capital Group without delay.


The car spares business is growing fast and with Zip Capital Group’s help I am in an excellent position to exploit the market and create a real niche for my business. I would strongly recommend everyone whose growth is constrained by cash to talk to Zip Capital Group.


I didn't even know this type of loan was even an option. My bank turned me down and my local credit union would not help either. You guys are a life saver.

Dennis Jones

I would like to tell you and all the team at Zip Capital Group how wonderful it has been to deal with such brilliant people since we stumbled across you in July of last year. All of you are easy to speak to and most important you do exactly what you say you are going to do, which is so rare in this day and age. It is fair to say we would never have been able to achieve what we did last year without the help that you all provided in such a friendly and professional manner.


The process was easy, fast, and really simple. You guys provided excellent customer service. I would definitely recommend this company to any business that is in need of money.

Kimberly Sams

I Can't believe how easy I got approved. I have bad credit so I thought for sure I would be turned down Thanks Zip Capital for coming through.

Bryan Woodfork


Our Clients Feedback

Zip Capital Group LLC
Based on 156 reviews
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Phillip Parsons
Phillip Parsons
22:54 19 Nov 21
Had a quick process Aj and Jennifer were great smooth got funding two days later. Didn’t believe it until I received it. It is a legit company and helped us when we were in a bind on capital for our garage door business!! Great company to work with!
enrique deguzman
enrique deguzman
21:54 19 Nov 21
Zip capital group processes my business loan without any hassle or issue. Vanessa and Dominic did a great job. they are very professional to assist their customers. I will highly recommend zip capital to all my friends.
Michael Daniel
Michael Daniel
15:53 05 Nov 21
The entire Zip Capital experience and staff was simply amazing. They were professional, urgent, and thorough. They truly provided top level customer service. I am looking forward to continuing business and doing more business with them. Thank you Zip Capital for meeting my business needs.
Ronnie Lodge
Ronnie Lodge
18:34 01 Nov 21
Had a great experience dealing with the representative from sip capital group Mr Eddie and Vanessa was awesome and professional at the time. I was also funded within 24 hours with no headaches I would definitely recommend any small business that needs funded for there business to give zip capital group a chance I promise you won’t regret it.
Mario Medellin
Mario Medellin
18:53 20 Oct 21
Great Customer Service overall. Transaction from start to finish went very smoothly. Will recommend to others and will continue to do business. Thank you very much.
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