Over $100 million lent to small and medium sized businesses
Contact with over 17,000 small and medium sized businesses
Companies in over 33 different industries have been serviced
WHY ZIP CAPITAL GROUP?
- Hassle Free Funding.
- Funding a Financing with us does not depend on your credit.
- We do not require collateral.
- We offer flexible terms that range from 3 to 24 months.
- We provide approvals with minimal paperwork, and same-day funding.
A SIMPLE THREE STEP APPLICATION PROCESS
“Apply Online” It takes about 45 minutes to give us your business and ownership information
Receive a decision within 48 hours. Review Financing terms to determine if it works for your business.
When your Financing is funded, documents are signed electronically and funds are sent to your checking account.
HOW IS ZIP CAPITAL GROUP DIFFERENT?
Growing a business from nothing to success is one of the most difficult things that a person can do. Success requires nothing less than full commitment, and even then, it is not guaranteed. The team at Zip Capital Group has been there and understands where you came from and what you are dealing with.
In addition to time and unwavering dedication, growth requires money. That is where Zip Capital Group comes in.
We are a business lender built by entrepreneurs for entrepreneurs. We understand what it takes to grow your business. For that reason, we try to make it as fast and easy as possible for you to get the capital you need to get your business to the next level.
To start with, we offer several different business loan products for your business, each of which addresses a specific financial need. Zip Capital Group's offerings for businesses include:
- Merchant Cash Advances
- Working Capital financing
- Equipment financing
- Traditional financing, and
- Business Lines of Credit
Funding amounts range from $5,000 to $2,000,000.
To determine the best product for your business needs, Zip Capital Group Business Specialists are standing by to help.
Zip Capital Group Business Specialists understand small business, finance, and how each one of our business loan products can be applied to your unique business and situation. Many of them are former entrepreneurs themselves or were key-persons within an entrepreneurial company. As a result, they understand small business financing and excellent service.
QUICK ACCESS TO CAPITAL FROM ZIP CAPITAL GROUP
When your business needs capital, you need it now, not in two weeks, four weeks, or two months. Your company also requires most, if not all, of your waking hours. For that reason, we have made the application process quick and easy, often only requiring only a few hours online, if not less, to complete.
A quick application process is just one step in getting the capital you need, fast. The other steps are underwriting and funding.
Once a complete application is received, the review process begins. We run your application through several algorithms, pulling data from many different sources online and, assign your application a score. Members of our underwriting team then review your application package in addition to the score assigned by our software. They then define your terms and prepare the offer letter. The entire application review, decision, and offer letter often take less than 24 hours. More complicated applications may require up to 48 hours to render a decision.
Once you have agreed to the terms of the offer and sign the necessary paperwork, often electronically, we move to the final step of the process, funding. This process normally takes 24 hours once the loan paperwork is complete with funding directly into your bank account. From there, you have the capital needed to grow your business to the next level.
We work with over 33 different industries