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Frequently Asked Questions

ZIP CAPITAL GROUP FREQUENTLY ASKED QUESTIONS

This is a list of some of the frequently asked questions that we receive here at Zip Capital Group. Contact us or call (800) 795-3919 with questions or to request more information. If you are ready, you can also apply for a Zip Capital Group working capital Financing.

HOW MUCH DOES A WORKING CAPITAL FINANCING COST?

There are traditional bank Financing and working capital Financing. With a traditional bank Financing, the bank will look at your credit history, collateral, have an extensive application process, and most will take a long time to make a credit decision. It has been our experience in the business that it can be weeks and even months in some cases.

A working capital Financing is a non-traditional, short-term Financing. As a result, there is not an amortizations schedule, or annual percentage rate that is applicable.

What we look when looking at your application is the total payback, or out-of-pocket money for your Financing and compare that to how much revenue you are going to generate with our capital to see if it makes sense for your business. Additionally, there are several tax breaks that are applicable that can help reduce the overall cost of the Financing

WHY IS SO MUCH OF THE FINANCING APPLICATION PROCESS OVER THE TELEPHONE?

The telephone is just one way of applying for a Zip Capital Group working capital Financing. You can apply online or download an application to complete and fax in when you are done. After you have completed your Financing application, fax it to (949) 608-9503 or email to info@zcgdirect.com.

Once we have your Financing application and all of the supporting documentation, we will review everything and have a decision for you in 24 hours. Once the terms are agreed upon, your working capital can be wired to your bank account within 24 to 48 hours.